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Tag Archives: Health insurance

A 60% Discount and the Fundamental Problems It Represents

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My wife had to get some blood work done last week. It was just a standard part of her visit to the doctor. Normal stuff.

Before she went to the hospital to get the blood work done, she asked what kind of discount she could get if she paid the bill in cash, all up front.

Well, we were delighted to discover that paying in cash got us a 60% discount on the bill.

That’s great, right? 60% savings! That’s over half off!

Or is it?  Read the rest of this entry

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The Right Way and the Wrong Way to Oppose Obamacare

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Before I get into the varying approaches, let me point out an important fact that many people seem to be overlooking:

The Marketplace Website is not Obamacare.

It’s a website built for people to access insurance. The Affordable Care Act (a.k.a. Obamacare) is a massive overhaul of our medical insurance system. We won’t know if it’s a success or a failure for a long while.

The launch of the Marketplace website has been pretty terrible, but it does not mean Obamacare is terrible. Obamacare hasn’t even been fully implemented, so any speculation on its success or failure is purely speculation. At best, an opponent of Obamacare could point to this website launch and say, “See? This is evidence of how badly our government handles big projects!”

That stance, though, isn’t really valid either (in my humble opinion), for two reasons:

1. The government already handles projects far bigger than Obamacare. The military, for example.
2. The people currently running our medical system (private industry) have already proven that they can’t run it either. Otherwise, Obamacare wouldn’t exist.

Now, I could (and probably will) write dozens of blogs on the pros and cons of Obamacare, but this blog is specifically about the different ways various republicans have expressed their opposition to Obamacare… Read the rest of this entry

The Most Important Sentence in Politics

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The next time you’re arguing with someone about politics, there’s one sentence that might help you let go of any anger or resentment you feel toward the person you’re debating. It might help you to understand that the argument isn’t really about big issues or democrats or republicans or libertarians or the tea party.

The phrase was originally coined by Tip O’Neill, but that doesn’t matter. Since then, this single sentence has become commonplace when referring to politics. Read the rest of this entry

Republicans Think Americans Will Eventually Embrace Obamacare

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Now, before you start screaming at me because of the title, we need to acknowledge an uncomfortable truth about politics:

The primary goal of political parties is to gain control of the government.

Democrats want it and Republicans want it.

They want control of the House of Representatives, they want control of the Senate, they want control of the Presidency, and they want control of the Supreme Court.

Republicans want to be the majority in the legislative branch (Congress), the executive branch (the Presidency), and the judicial branch (the Supreme Court).

Democrats want to be the majority in the legislative branch (Congress), the executive branch (the Presidency), and the judicial branch (the Supreme Court).

99% of the actions they take are actions that they believe will help them win the next election.

You know it and I know it.

Okay. Now that that’s out of the way… Read the rest of this entry

I think some folks are confused about the meaning of the word “compromise.”

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Liberty ClosedI’ve liked to draw for as long as I can remember. I drew my first masterpiece when I was seven years old. It was a picture of a cowboy. The detail was amazing (for a seven year old). I was extremely proud of my cowboy drawing.

When I finished the picture, my brother – who was 11 at the time – grabbed it and held it just out of my reach. Read the rest of this entry

Some Simple and Easy-to-Understand Answers to Questions about Obamacare

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Let’s be honest here. One of the biggest reasons people are still fighting about the Affordable Care Act (also called “Obamacare” and the “ACA”) is because most of us still don’t understand it. The damn bill is big. I’ve read that the condensed version is over 2000 pages long. I’ve seen other reports giving other estimates on its length, but I think everybody in both parties can agree with this statement: The Affordable Care Act is big and complicated.

In many ways I think it’s unnecessarily complicated, but there are also aspects that should be complicated. This is a complicated subject.

The downside, of course, is the fact that politicians (on both sides) use the complexity and size of the bill to distort the facts.

It’s time to stop listening to the politicians on this issue. Please. To them, the actual value of the Affordable Care Act is irrelevant.

The ACA could be the best thing for this country and republicans would still oppose it.

The ACA could be the worst thing for this country and democrats would still support it.

So let’s forget the politicians. House Speaker John Boehner is just pushing an agenda. Senate majority leader Harry Reid is just pushing an agenda.

So let’s just ignore them and think for ourselves, shall we? Read the rest of this entry

UPS is Not a Victim of Obamacare

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Today, a memo was obtained from UPS that states the company is dropping spouses from its insurance coverage. That’s 15,000 people it’s dropping. The memo states it’s doing this because of the Affordable Care Act’s provision that requires them to keep children insured up to the age of 26. It’s doing this to offset what it claims will be a 4% jump in insurance costs to them.

And opponents of the ACA are screaming, “LOOK! SEE!? OBAMACARE IS CAUSING PEOPLE TO LOSE INSURANCE!”

Now, let’s think about this for a moment. Really. Think it through. Read the rest of this entry

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