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Tag Archives: Affordable Care Act

A 60% Discount and the Fundamental Problems It Represents

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My wife had to get some blood work done last week. It was just a standard part of her visit to the doctor. Normal stuff.

Before she went to the hospital to get the blood work done, she asked what kind of discount she could get if she paid the bill in cash, all up front.

Well, we were delighted to discover that paying in cash got us a 60% discount on the bill.

That’s great, right? 60% savings! That’s over half off!

Or is it?  Read the rest of this entry

The Right Way and the Wrong Way to Oppose Obamacare

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Before I get into the varying approaches, let me point out an important fact that many people seem to be overlooking:

The Marketplace Website is not Obamacare.

It’s a website built for people to access insurance. The Affordable Care Act (a.k.a. Obamacare) is a massive overhaul of our medical insurance system. We won’t know if it’s a success or a failure for a long while.

The launch of the Marketplace website has been pretty terrible, but it does not mean Obamacare is terrible. Obamacare hasn’t even been fully implemented, so any speculation on its success or failure is purely speculation. At best, an opponent of Obamacare could point to this website launch and say, “See? This is evidence of how badly our government handles big projects!”

That stance, though, isn’t really valid either (in my humble opinion), for two reasons:

1. The government already handles projects far bigger than Obamacare. The military, for example.
2. The people currently running our medical system (private industry) have already proven that they can’t run it either. Otherwise, Obamacare wouldn’t exist.

Now, I could (and probably will) write dozens of blogs on the pros and cons of Obamacare, but this blog is specifically about the different ways various republicans have expressed their opposition to Obamacare… Read the rest of this entry

Life in America Without Sociaism

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Socialism is defined by the Merriam-Webster dictionary as “a way of organizing a society in which major industries are owned and controlled by the government rather than by individual people and companies.”

It’s also defined as a society where there is no personal ownership.

However, those definitions aren’t the definitions used when people are saying Obamacare is socialist. I mean, Obamacare sucks in several ways, but strictly speaking, it’s not socialist. The insurance being provided is still being provided by private companies. When most people are using socialism as a fear-tactic, they’re talking about government control of programs meant to help the less fortunate. It’s as simple as that.

Right now, millions of people can’t afford healthcare. Having a more “socialist” healthcare system would provide those people with healthcare.

But the reply is always, “I don’t want to spend my hard earned money paying for someone who’s too lazy to get a job!”

Well, here’s a newsflash. Many people in this country work 40 to 50 hours a week and still can’t afford healthcare.

But okay… that’s fine. You don’t want any socialist based programs in this country.

Well, here’s a glimpse of how the country might be if you get exactly what you want. Here’s a glimpse of a world completely run by private, for-profit companies: Read the rest of this entry

It’s All Fun and Games Until Someone Shuts Down a Government

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When they’re making public speeches, politicians love to talk about how upset they are about the government shutdown. Both sides go on and on about how awful it is that the American people are suffering. And they really love to talk about how the other side doesn’t care.

But every time we peek behind the public relations curtain… Every time politicians talk anonymously, or when they don’t think we can hear them…

Well, in those situations, we get a glimpse of the truth:

Most democrats and republicans only care about winning the political game they’re playing. Read the rest of this entry

Republicans Think Americans Will Eventually Embrace Obamacare

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Now, before you start screaming at me because of the title, we need to acknowledge an uncomfortable truth about politics:

The primary goal of political parties is to gain control of the government.

Democrats want it and Republicans want it.

They want control of the House of Representatives, they want control of the Senate, they want control of the Presidency, and they want control of the Supreme Court.

Republicans want to be the majority in the legislative branch (Congress), the executive branch (the Presidency), and the judicial branch (the Supreme Court).

Democrats want to be the majority in the legislative branch (Congress), the executive branch (the Presidency), and the judicial branch (the Supreme Court).

99% of the actions they take are actions that they believe will help them win the next election.

You know it and I know it.

Okay. Now that that’s out of the way… Read the rest of this entry

Why We – Specifically, I – Need The ACA

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A few years ago, my wife and I fell into an opportunity that we couldn’t pass up. We got a chance at the dream that many Americans have: We got the chance to start our own business. Now, it’s not a huge business. It’s definitely a small business. We rarely have more than three employees – and that’s including my wife and myself – at any given time.

When we first started this business, we thought we’d found the end of the rainbow. We live pretty far back in the sticks, so a drive to any “real” job would take at least 45 minutes one way. And it’s not 45 highway minutes – this is 45 mountain minutes (which means that if you get behind a coal truck, you’re going to be late).

We didn’t get rich then, and we’re still not rich. You’d be hard pressed to even say we’re comfortable. We still live paycheck to paycheck like most people. We don’t eat in fancy restaurants or have steak for dinner every night. We don’t have fancy cars. Hell, my truck is old enough to buy alcohol legally. But we were okay. We could pay the bills enough to keep the lights on and the water running.

We had both been out of work for a while, so we didn’t have any insurance. Her last job hadn’t offered it at all, and while mine had, who can afford COBRA? Certainly not us, and it had been more than 18 months anyway, so that wasn’t an option. We started looking into it, got some quotes.

In early January a girl happened to come by the house. She was working for such-and-such insurance company. I don’t remember the name, and it really isn’t important. She showed us a good policy for health and life insurance that would take care of both my wife and I if one or the other happened to fall ill and, God forbid, pass away.

We loved it. It was exactly what we were looking for. And even more so, it was within our budget. We would finally be able to go to the doctor when one of us got a sinus infection or some other kind of ailment. Our insurance would start on February 1st, and we’d be covered.

On January 28th, I had my first heart attack.

Read the rest of this entry

I think some folks are confused about the meaning of the word “compromise.”

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Liberty ClosedI’ve liked to draw for as long as I can remember. I drew my first masterpiece when I was seven years old. It was a picture of a cowboy. The detail was amazing (for a seven year old). I was extremely proud of my cowboy drawing.

When I finished the picture, my brother – who was 11 at the time – grabbed it and held it just out of my reach. Read the rest of this entry

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